Search found 14 matches

by spezlezz
Mon Jun 24, 2013 5:18 pm
Forum: Discussion on Medical Insurance
Topic: Claiming from a Hospitalization Plan
Replies: 4
Views: 30550

Re: Claiming from a Hospitalization Plan

Yes, medical cost in that senior citizen age is always high as the chances of them getting hospitalized is higher than younger people. They also need longer medical treatment. If affordability is an issue, then consider downgrading to the next level which is affordable to your family. It is better t...
by spezlezz
Thu Oct 11, 2012 3:53 pm
Forum: Financial Principles
Topic: Rober Kiyosaki and his predictions...
Replies: 8
Views: 23077

Re: Rober Kiyosaki and his predictions...

Hmm... didn't expected this :shock: Anyway it is a corporate bankruptcy. Not personal. Rich Dad, Poor Dad now a bankrupt dad: Best-selling author files for corporate bankruptcy after losing $24m judgement http://www.dailymail.co.uk/news/article-2215642/Rich-Dad-Poor-Dad-bankrupt-dad-Best-selling-aut...
by spezlezz
Wed Aug 22, 2012 4:12 pm
Forum: All about Investing
Topic: Novices please start from here
Replies: 94
Views: 201212

Re: Novices please start from here

Briefly read the website that the bank act as custodian for the shares you purchase.

It means it will NOT be deposited in your CDP account and you won't be able to attend any AGM.
Any voting instruction is to be sent via Standard Chartered who is acting as a nominee acct.
by spezlezz
Thu Aug 02, 2012 12:19 pm
Forum: Discussion on Medical Insurance
Topic: Most comprehensive Enhanced Eldershield
Replies: 12
Views: 26462

Re: Most comprehensive Enhanced Eldershield

If I'm not wrong, Aviva MyCare plus premium is based on entry age i.e. premium will be consistent the earlier age you sign up.
by spezlezz
Wed Feb 08, 2012 5:57 pm
Forum: Housing Loan
Topic: How the New Property Rules Affect Your Housing Loans?
Replies: 11
Views: 24754

Re: How the New Property Rules Affect Your Housing Loans?

Hi NAX, I think the quoted 90k is from your ordinary account. When calculating half of the minimum sum, you can added up your special account and ordinary account :) See the following CPF FAQ : http://ask-us.cpf.gov.sg/hybrid/Themes/CPF/related.asp?MesId=9141846&FolderID=0&Selected=4&CSR...
by spezlezz
Thu Jun 23, 2011 12:20 pm
Forum: Property Market
Topic: MND Minister should decide HDB flats' prices, not Developers
Replies: 9
Views: 17865

I wonder if this is a publicity stunt :?

By getting a feel on the public sentiments and lowering the price a little, some potential buyers may feel it is cheaper now to buy that DBSS :o

It also create free marketing :roll:
by spezlezz
Fri Mar 25, 2011 5:40 pm
Forum: Financial Principles
Topic: My sifu said:"Dennis you're wasting your time teaching.
Replies: 64
Views: 60690

:lol: Reminds me of the herd instinct. Everyone is just a follower. Juz follow the majority's decision & nothing will go wrong :) When it is cold, nobody bothers about it. When it is hot, everyone would want it at whatever cost. "Sifu" Dennis has taught us well how to handle the above ...
by spezlezz
Fri Mar 25, 2011 2:05 pm
Forum: Financial Principles
Topic: My sifu said:"Dennis you're wasting your time teaching.
Replies: 64
Views: 60690

Hi Dennis, I really appreciate your sincere & generous sharing all these while after I took the courage to attend all your courses. Your constant sharing in the forum definitely increases our financial knowledge & give us the guidance after we graduated. I now read the forum frequently to in...
by spezlezz
Thu Nov 18, 2010 12:02 am
Forum: All about Investing
Topic: DBS Preference Shares (with a dividend rate of 4.7%)
Replies: 4
Views: 6406

Think Sunday Times on 14 Nov cover this. The 4.7% dividend is not guaranteed when the bank's financial condition deteriorate :roll:
by spezlezz
Mon May 03, 2010 11:08 am
Forum: Financial Principles
Topic: Are there Secrets to Success in Business?
Replies: 54
Views: 141327

Ok. I'm interested too. Been working for others whole life. Time to venture out :D
by spezlezz
Tue Mar 23, 2010 12:40 am
Forum: Property Market
Topic: HDB 99 years lease
Replies: 4
Views: 5278

Yes, I agree with wemakebread

SERS is a scheme to allow the Govt to revalue the land prices by shift the HDB occupants to a nearby area and asking them to pay more for the NEW flats :lol:
by spezlezz
Wed Feb 17, 2010 6:06 pm
Forum: Financial Principles
Topic: Insurance for Kids
Replies: 8
Views: 13643

Thanks everyone for sharing on this topic especially wemakebread. I guess every financial advisor has their own agenda when it come to selling investment products. Like every salesman you meet will say their product is the best :lol: Seems to me, ILP insurance charges starts to go up substantially a...
by spezlezz
Sat Feb 13, 2010 12:15 am
Forum: Financial Principles
Topic: Insurance for Kids
Replies: 8
Views: 13643

Insurance for Kids

What are the typical insurance coverage for babies/kids? I can think of the following : 1. Hospitalization Plan. Get the enhance Medishield Plan that covers "As Charge" and no PRO-Ration 2. Whole Life Basic coverage with Critical Illness. As this relates to age, the earlier the better to s...
by spezlezz
Thu Nov 26, 2009 10:15 pm
Forum: All about Investing
Topic: Gold Prices might go up to over US$2,000 by year 2009
Replies: 21
Views: 14647

Just curious.

Is it possible for the US Govt to reduce the money supply i.e. retract back those money that they have printed?