Search found 32 matches

by Albert
Sun Aug 11, 2013 11:04 am
Forum: All about Investing
Topic: How to invest in ETF and Indices
Replies: 36
Views: 79054

Re: How to invest in ETF and Indices

Please note that selling of SBP shares are subjected to normal broker charges of $40+ dollars. Not the $25+ which we are familiar for online trading, because it cannot be transacted by end user. Therefore, it is not worth it to sell small amount. I think the best solution is to use the OCBC blue chi...
by Albert
Sun Jul 14, 2013 7:36 pm
Forum: All about Investing
Topic: How to invest in ETF and Indices
Replies: 36
Views: 79054

Re: How to invest in ETF and Indices

Concidentally, I have called the OCBC hotline on some queries and did some comparison with SBP 1. Any dividends, rights, warrants etc are not charged handling cost. Unlike poems which charge a handling cost. 2. There are no max window for suspension while the POEMS has a cap of three months(Any time...
by Albert
Tue Nov 13, 2012 6:11 pm
Forum: Discussion on Medical Insurance
Topic: Is there need to change medical/hospitalization plan
Replies: 9
Views: 18570

Re: Is there need to change medical/hospitalization plan

This is not what I understand. As long you are covered under medishield with no exclusion, even if you have upgraded either to the same insurer or different insurer, you should be covered under medishield for full and exlcuded for the upgraded portion. Reason is because it is an Medisave-approved In...
by Albert
Wed Sep 05, 2012 11:11 pm
Forum: All about Investing
Topic: wine investment
Replies: 35
Views: 157719

Re: wine investment

On the positive side, I have the real asset, but cannot sell.

in worse case scenario, open up and drink. Haha
by Albert
Fri Aug 31, 2012 11:39 am
Forum: All about Investing
Topic: wine investment
Replies: 35
Views: 157719

Re: wine investment

Anybody has any resolution to the wine bought from AWi but could not sell?

I am one of the 'lambs' who are stuck with it.

By the way, Jamestai, what happen to the case on the assetton?
by Albert
Thu Aug 30, 2012 8:28 pm
Forum: All about Investing
Topic: Dividend Investment Blog
Replies: 11
Views: 29606

Re: Dividend Investment Blog

Haha. Don't have to sweat on the 0.++%. It helps to give a good feel of what is like so that the serious investor can do the real stuff. i.e. study more in depth.
by Albert
Thu Aug 30, 2012 8:24 pm
Forum: All about Investing
Topic: How to invest in ETF and Indices
Replies: 36
Views: 79054

Re: How to invest in ETF and Indices

I like to comment on the charges. Comparing to the similar product i.e. unit trust sales charges is cost 1% based on fundsupermart.com. Management fund is approx 1.5%. Expense ratio is 1.5% Total cost is 4% SBP is only $6.42 for premium less than $1k. The handling cost can go as low as 0.642%. Thus ...
by Albert
Thu Aug 30, 2012 10:47 am
Forum: All about Investing
Topic: Dividend Investment Blog
Replies: 11
Views: 29606

Re: Dividend Investment Blog

Another website which I found useful is http://www.investmentmoats.com/
by Albert
Wed Aug 22, 2012 9:02 pm
Forum: All about Investing
Topic: Novices please start from here
Replies: 94
Views: 200854

Re: Novices please start from here

Thanks for the informative message. This are the 'devils are in the details"!
by Albert
Wed Aug 22, 2012 1:19 pm
Forum: All about Investing
Topic: Novices please start from here
Replies: 94
Views: 200854

Re: Novices please start from here

Woah!! So what do they earn?
by Albert
Fri Aug 17, 2012 3:34 pm
Forum: All about Investing
Topic: Forex Trading
Replies: 36
Views: 47634

Re: Forex Trading

using CFD is computed daily.
by Albert
Wed Aug 15, 2012 10:41 am
Forum: All about Investing
Topic: How to invest in ETF and Indices
Replies: 36
Views: 79054

Re: How to invest in ETF and Indices

in addition, taken from CMC website: "If you owe us money, we are entitled to withdraw your minimum margin requirement and any other amounts you owe to us. However, if we were to become insolvent, that we may not be able to repay the moneys we owe you." Which means even if you have zero le...
by Albert
Fri Aug 03, 2012 1:25 am
Forum: Discussion on Medical Insurance
Topic: Is there need to change medical/hospitalization plan
Replies: 9
Views: 18570

Re: Is there need to change medical/hospitalization plan

Hi guys,

Might want to visit this website to know more about other shield plans.

http://www.moh.gov.sg/content/moh_web/h ... rance.html

Things to look out for other than premiums are the claim rate and the Letter of Guarantee
by Albert
Wed Jul 18, 2012 10:38 am
Forum: All about Investing
Topic: Upside is at least double the downside, what does it mean?
Replies: 5
Views: 6304

Re: Upside is double the downside

Daniel, that is correct. So, you analyse that this stock you investing at $1 will at most drop to 80cts but will at least increase to $1.40 or more before making the Buy decision. My take on the upside is twice of downside is : Look yourself as a risk manager. Focusing on the RISK , then the POTENTI...
by Albert
Sun Jul 01, 2012 4:11 pm
Forum: All about Investing
Topic: Frank Comments by Dennis Ng on various Topics
Replies: 702
Views: 906195

Re: Frank Comments by Dennis Ng on various Topics

My humble view is that the comfortable level of cash should always be ready at anytime, not when u are 35. It is constantly adjusted upwards with inflation and consistent with your 12mth total expenses!! man, looking at Candy's posting on yet another story of Engineer in his 40s being retrenched rea...