When asked what I like to share with fellow entrepreneurs on winning the SME1 Asia Award, I said:"always think about how you can serve your customers better, because when you do that, you will win the hearts of your customers, whether you win any award or not."
- Dennis Ng, CEO and Founder of MasterYourFinance.com Pte Ltd and Top 5 Winner of SME1 Asia Award for Emerging Entrepreneur Category
My 2nd book "Why is Money Always Not Enough?" “为什么钱总是不够用?" won the Inaugural Popular Readers' Choice Award 2011 for Chinese Category!
These are the top 10 nominees for the Readers' Choice Award for 3 categories:
The award is based on votes by Readers. So this award is NOT possible without all of your tremendous support! I want to thank all of you from the bottom of my heart for making another of my Dream come True!
Imagine Chinese is only my 2nd Language, and imagine a Chinese 2nd language student writing a 100% Chinese book and winning a Book Award for Chinese Category against other accomplished writers such as Liang Wen Fook, to me, it is really quite an amazing journey!
Is it possible for an average Singaporean earning S$6,000 a month to become a Millionaire in 15 years?
In 15 years, total income he earned is S$1.08 million. Is it possible to accumulate S$1 million in the same period? It is indeed possible, Dennis proved that this can be done by doing just that!
We offer wide selection of SEMINARS and WORKSHOP for individuals and/or corporate entities.
We also provide useful publications, resources, tips and latest development of current financial affairs.
The Response was overwhelming....ALL the seats for First 12 Seminars on 23 May 2009 (Sat), 2nd session on 30 May 2009 (Sat), 3rd session on 27 Jun 2009, 4th session on1 Aug 2009 , 5th session on 19 Sep 2009 and 6th session on 22 Nov 2009, 7th session on 27 Mar 2010, 8th Session on 3 April 2010, 9th Session on 22 May 2010 , 10th sesssion on 10 July 2010, 11th Session on 14 Aug 2010 and 12th Session on 18 Sep 2010 were fully taken up...
By popular request, we have been conducting this ONLY One of its Kind Seminar (including teaching you how to save 50% in Insurance Premiums and the Secrets of Success and Secrets of the Rich etc, etc), once a month.
We have arranged the next Session on 3 Sep 2011 (Sat)... details below...
Why Do the Poor Remain Poor? Poor can become Rich if they do these...
About Dennis Ng
Dennis Ng is an Accountant by training and has 17 years of Bank Lending experience. He founded http://www.HousingLoanSG.com - a leading Mortgage Consultancy in Singapore.
He is a regular contributor to financial magazines and newspapers such as Straits Times, TODAY, The Edge, Business Times, Home & Décor, My Paper, Lianhe ZaoBao, Shin Min Daily News, Simply Her, Asia Financial Planning Journal, Executive Inc and Lianhe WanBao.
He co-hosted a weekly “Live” Radio Talk show with Most Popular DJ Wang Lee Jeng on 95.8 FM for more than 2 years from year 2003 to year 2005, the longest Radio Talk Show on Personal Finance in Singapore's history.
He has been interviewed for his expert opinion on “Money programs on TV” including “Dollars & Sense”, First TV Financial Game Show in Asia for Channel U; “Moneyweek on Channel U”, “Cents and Sensibility on Channel News Asia and “Business Tonight on Channel News Asia”, "Focus" on Channel 8 and "Good Morning Singapore" on Channel 8 etc.
He also writes a Fortnightly Personal Finance Column on alternate Wednesday for My Paper starting from 8 Jan 2008.
How can the Poor Become Rich? Dennis shares concepts from his book "Mastering Your Personal Finance" on TV!
Interest Rates Low, UK Traded Endowment Offers Capital Guarantee
as some of you might know, I've invested over S$150,000 of my money into UK Endowment, which is a relatively safe and stable investments with Capital Guarantee in the form of Cash Value of the policy and with attractive returns of 4% to 8% per year.
Below are 4 Reasons why NOW might be a good time to invest into UK Endowments.
If you say no, either you have not started investing or you're not being totally honest.
One simple way to lose money from investing is to Buy High Sell Low.
Anyone who bought into stocks, China Funds, India funds in year 2007 would be looking at over 50% loss currently. Yet, many invested into China Fund in year 2007 when prices are high and wonder why are they losing money.
One simple way to Make money from investing is to Buy Low and Sell High.
Now is a very good opportunity and time to invest into UK Traded Endowment and here are the reasons why:
1. Sterling pounds is trading at the lowest level against S$ in over 30 years. Of course, no one can guarantee that this is the lowest level it can get, but the chances of the exchange rate to be higher in say, 5 years' time from now is very high and the chances of the exchange rate to be lower than current level is extremely unlikely in 5 years' time.
2. Most of the UK Insurers have already cut bonus on their Endowment policies. What it means is that the chance that UK Insurers might cut bonus further is low. In other words, the chance that UK Insurer can deliver the returns based on current Low bonus rates is very, very high.
3. In recent Global Financial Crisis, some financial institutions have collapsed. The unique thing about UK Traded Endowment is the Statutory Guarantee provided by the Financial Services Compensation Scheme. Even in the worst case scenario should the UK Insurer collapses, you still get back at least 90% of the Cash Value of the Endowment policy.
I cannot think of any other investment that offers such a high level of Protection and Guarantee.
4. Because of weak market conditions, it is possible to invest into UK Traded Endowment policies at a Low price now. Low price is bad for the sellers, but it is really good news for investors, who are buying the UK Traded Endowment policies.
Buy Low is one of the ways to reduce your risks. It is always good to buy things for a good bargain and at a great discount. Thus, I'm getting very excited, what about you?
If you like to find out more about UK Traded Endowment as a possible investment alternative for you, please call TEP Pte Limited at +65 6883 2235 or email us at
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Newsflash
Many people read "Rich Dad, Poor Dad" by Robert Kiyosaki. Many also read another book by him entitled "Cashflow Quadrant". I read the book in 1998, it was one of the first few books on Personal Finance I read when I started learning about Personal Finance back then.
Many people had the wrong concept that they want to move from "left quadrant" (employed and self-employed) to "right quadrant" (investor and entrepreneur).
It's all wrong! Why? Becos as far as I know, the most wealthy people in the world typically are in ALL 4 quadrants, ie. they're "employee", "self-employed", "entrepreneur" and Investor". All 4, not 2 or 1 quadrants.
