www.masteryourfinance.com FORUM

Useful tip by ngtfook to keep track of what's the latest news or event happening! Hi all, You may want to subscribe to the particular topic you are interest. For example, if you are interested to get update on the Investing Mentoring Session, just go to bottom of the page (left side) , and click &q...

I'm just excited to hear abt this new cooling measure (for someone who hasn't gotten their 1st property yet). Investors should really seek elsewhere for growth. I think its a matter of time that commercial & iskandar property will experience the hot money. :lol: I am responding base on some of ...

Hi people, Just a note, for the 5 insurers that offer the integrated private medical insurance (medishield upgrade) will NOT bear the cost of sending for medical checkups during application. Meaning if they require certain reports etc, the client will need to bear the cost of obtaining those reports...

I'm just excited to hear abt this new cooling measure (for someone who hasn't gotten their 1st property yet).
Investors should really seek elsewhere for growth. I think its a matter of time that commercial & iskandar property will experience the hot money.

Hi Ray, Great sharing, indeed insurance is not the best solution in some cases. And he has correctly pointed out that indirectly causes the rise in treatment cost, medical inflation doesnt go in tandem with normal inflation. A tip to add, try your very best not to tell your doctor or just say not su...

Hi Dragon, Most agent will not be able to give you a committed answer becos there are times that some misc. items that pops up that is not covered under the policy. Generally speaking however, in most cases your friend will need to note a few things: 0) Is the medical condition deem to have started ...

Hi juxstapose, You may want to call the insurer direct to confirm, different insurers have different procedures. From my understanding, normally I letter from the policy holder is required. The agent only facilitates the admin process. Hope it helps. To cancel a policy within the free look period, w...

Hi Alina, A little overkill, a 3rd authentication from a practitioner, thats correct. You don't necessarily need to stick with one insurer. The basic medishield cover (assuming healthy when ur medishield started) will not be affected by the special terms when upgrading to as-charge plan. Hi Albert, ...

Lovely! This serves as a reference for many graduates when considering reviewing their own policies. Being in the industry, the rates are the industrial avg. Accident & Health plan "passive commission" is a method that some agent adopt in their business. In my previous outfit as an ins...

Hi Looster, For the benefit of newer members. Just to provide some clarity, " please get yourself and your love ones a proper shield plan which allows you to stay in private hospital should the need arises " <-- This is talking about Hospital & Medical insurance . NOT Long-Term Care in...

I saw this unfolding in fb.. Duno want to laugh or cry.
Have they got no idea of everyone is viewing them? Including their graduates who take them as their role model.

i have registered for the stocks seminar, but will not get to attend it until the next session in November. with the interest rates getting lower and lower (frankly i really didn't expect it to go lower than 0.1%), i am getting more and more anxious to learn to start investing. the value of my mone...

SRS is not suitable for me. Firstly, I don't earn that high income - just above the minimum to pay IRAS. Secondly, I don't see how I can buy and hold shares for the next 20 years. If I bought shares 2 months ago I will be making great capital losses now and for the next 12 months or so. If I cut lo...

Hi Dennis, Is the fire insurance mentioned still available? Do you have fire insurance for your house? Most people said they have. The answer is both Yes and No. The type of Fire insurance most people have only covers the ?structure? of the building. It does not anything else. How much did you spen...

Hi Dennis, Can I ask for advice whether it is the need to transform my ElderShield cover into an enhance protection - AVIVA My Care or My Care Plus, which will provide with a higher monthly and unlimited lifetime or up 12 years payout than basic ElderShield. :) With the best regards, Hi Soh Huan, W...